CTP Insurance Compare: NSW Greenslips & Ireland Insurance

Anyone who’s shopped for car insurance in NSW or Ireland knows the terms can be confusing — Green Slips, CTP, third-party only — but comparing CTP Green Slip prices in NSW can save you hundreds, with average premiums ranging from $480 to $700 per year. This guide breaks down the cheapest options, explains what CTP covers, and names the insurers worth your attention.

Average CTP Green Slip cost in NSW (2025): $480–$700 per year ·
Number of CTP insurers in NSW (SIRA registered): 7 ·
Ireland average car insurance premium (2024): €650 ·
Cheapest Irish insurer for young drivers (2024): Aviva

Below is a summary of key data points from the article.

Who is the cheapest car insurance company in Ireland?

Irish car insurance premiums vary wildly depending on age, driving experience and cover level. There’s no single cheapest insurer — the best deal depends on your profile. However, data from comparison sites and market surveys points to a few consistent performers.

Cheapest car insurance deals for drivers under 25

Young drivers in Ireland face the highest premiums, often €1,000+ annually. Brokers like Campion Insurance (specialist broker) can source competitive quotes from lesser-known insurers. Allianz’s named driver policy is often cheaper for learners, while Aviva (major Irish insurer) frequently offers the lowest comprehensive cover for drivers over 25.

Comparison of Allianz, Aviva, AXA and FBD premium rates

A 2024 market review by Bonkers.ie (price comparison site) found that Aviva and Allianz are generally cheapest for comprehensive cover, while AXA and FBD often lead on third-party policies. The average Irish premium now sits at €650 according to the Central Statistics Office (national data authority). Campion Insurance, a broker, may undercut direct providers for high-risk drivers.

The pattern: choosing the right insurer for your profile can cut premiums by hundreds of euros, especially for those under 25.

What companies do CTP?

In Australia, CTP (Compulsory Third Party) insurance is sold by private insurers licensed by the state regulator. In NSW, SIRA maintains a list of approved providers.

List of SIRA-approved CTP insurers in NSW

According to SIRA (NSW regulator), seven insurers are currently registered: Allianz, AAMI, GIO, NRMA, QBE, Suncorp, and Youi. Prices vary by as much as 30%, so comparing is essential. Finder (comparison site) notes that a class 1 car can start from $387 at the cheapest insurer, while others charge up to $1,200.

CTP insurers in other states (Victoria, Queensland)

In Queensland, Finder reports that the three CTP insurers all charge the same fixed price, so comparison is not needed. In Victoria, the Transport Accident Commission (TAC) collects CTP as part of registration — drivers don’t choose an insurer. Canstar (financial comparison) adds that choice exists in ACT, NSW, QLD and SA only.

“The Green Slip Price Check tool on the Service NSW website compares all seven insurers for the most common vehicle types, making it simple to find the cheapest option.” – Service NSW (official government site)

The implication: using the official tool is the fastest way to identify savings.

Is CTP the same as insurance?

CTP is insurance — but it’s not the same as comprehensive cover. Think of it as a mandatory safety net that covers the other people you might injure, not your own car.

Legal requirement for CTP in Australia

Canstar (Australian financial comparison site) states that CTP is compulsory in every state and territory, attached to your registration. QBE (insurer) explains that in NSW, you must buy a Green Slip before you can register your vehicle.

What CTP covers – injury to others, not property

Canstar notes that CTP covers: medical treatment, ongoing care, lost earnings, and funeral or death benefits for people injured or killed by your vehicle. It does not cover damage to your own car or property.

What this means: always pair your CTP with appropriate property cover.

What’s the difference between CTP and Third Party Property Insurance?

This is the most common confusion among Australian drivers. The two are often lumped together, but they cover completely different risks.

Coverage scope: CTP – injury; Third party property – damage

CTP (Green Slip) covers legal liability for personal injury. Third party property insurance covers damage you cause to someone else’s vehicle or property. Canstar emphasises that CTP is mandatory; third party property is optional. Finder adds that third party property rarely covers your own car, whereas comprehensive insurance does.

Cost comparison and purchase process

CTP costs $300–$1,200 per year in NSW depending on your car and location. Third party property insurance typically costs $200–$500 annually. You buy CTP before registration; third party property is a separate retail product. Compare both using the Green Slip Price Check tool and sites like Compare the Market (comparison site).

“Drivers in NSW can save up to 30% just by switching CTP insurers — and the process takes less than five minutes online.” – Compare the Market Australia (insurance comparison site)

The catch: not comparing means leaving savings on the table.

Who are the top 5 insurers?

Both markets have clear leaders. In Ireland, the Big Four banks and insurers dominate; in NSW, motoring clubs and traditional insurers top the satisfaction charts.

Top car insurers in Ireland by market share

According to Bonkers.ie (Irish comparison site), the top five Irish insurers are Allianz (market share ~22%), Aviva (~20%), AXA (~15%), FBD (~12%), and Zurich (~10%). The Central Statistics Office confirms that the average premium has increased 10% year-on-year.

Top CTP insurers in NSW by customer satisfaction

The Choice (consumer advocacy group) surveys rate NRMA, Allianz and AAMI highest for customer service. SIRA provides pricing data showing NRMA is often mid-range, while QBE and GIO are frequently cheapest for standard vehicles.

The comparison below shows how these products differ across markets.

Seven insurers, one pattern: CTP in NSW gives you real choice with price differences of up to 30%. In Ireland, the gap between cheapest and dearest can be wider for younger drivers.

The pattern: choice drives savings in NSW, while in Ireland broker access matters more.

“Consumer surveys consistently show that drivers who compare CTP quotes save an average of $150 a year – that’s one full tank of petrol.” – Choice (Australian consumer watchdog)

For drivers in NSW, the choice is clear: use the official Green Slip Price Check to compare all seven SIRA-registered insurers before renewing. For Irish motorists, checking at least three quotes through Bonkers.ie or a broker like Campion is the only way to beat the average €650 premium. Not comparing means leaving money on the table – hundreds of dollars or euros every year.

For a detailed breakdown of current costs and coverage options, refer to this CTP Green Slip NSW guide.

Frequently asked questions

We also have related reading on Revenue NSW Contact Number if you need help with registration enquiries, and Qantas Home Insurance Reviews for broader insurance comparisons.